Using an ATM is a convenient way to conduct financial transactions but you need to use caution to ensure your account is secure.

Take the steps to protect yourself:

• Be aware of your surroundings when entering your PIN and do not disclose your PIN to anyone
• Cover the key pad when you enter your PIN
• Be mindful of people trying to distract you
• Immediately report lost or stolen credit/debit cards
• Check your account statements monthly and report any discrepancies
• If you discover anything at a banking machine that looks suspicious (a card skimmer, for example), notify your bank immediately or contact the police for assistance
• Make sure to check your credit history by contacting a national credit-reporting agency